Risk warning for obtaining high returns by investing in the name of "financial mutual assistance"

The China Banking Regulatory Commission, the Ministry of Industry and Information Technology, the People's Bank of China, and the State Administration for Industry and Commerce remind:

     Recently, many places in China have appeared in the name of "financial mutual assistance", promising high returns and luring the public to invest money. Its main characteristics include:

     1. There are many names. Common ones include: " XX Financial Mutual Aid Community", " XX Financial Mutual Aid Platform", " XX Financial Mutual Financial Management", " XX Charity Financial Mutual Aid Platform", " XX Financial Mutual Aid Investment", " XX Mutual Aid Community", " XX Wealth Mutual Aid Platform", etc.

     Second, it has developed rapidly. Relying on the Internet, it has been publicly promoted through websites, blogs, WeChat, QQ and other platforms, and has a wide range of influence.

     3. Highly deceptive. Some of them use the name of "foreign celebrities" and claim that their goal is to "destroy the unjust world financial system, break the control of financiers, and create a community of ordinary people." They establish a so-called "fair, just, mutually beneficial, and honest financial platform for people to help others" to allow the public to get help from more people. At the same time, they falsely claim that "they have been tested by the market, have been maturely operating in many countries for many years, and have hundreds of millions of members worldwide."

4. Strong inducement. Claiming that the investment threshold is low, the cycle is short, and the returns are high. For example, after free registration, you can invest 60-60,000 yuan, and you can withdraw cash after 15 days, with a daily return of 1% , a monthly return of 30% , and an annual return of 23 times, with no handling fees. In addition, if participants recruit others to join, they can also receive additional benefits such as recommendation awards ( 10% of the downline investment amount), management awards (the corresponding proportion is determined according to the membership level), and there is no upper limit on the number of recruits and rebates.

     5. Highly concealed. Most of them are remotely controlled by overseas personnel, and investment funds are often transferred through personal bank account online banking or through third-party payment platforms.

     This type of operation model violates the law of value, and it is difficult to maintain long-term capital operation. Once the capital chain breaks, investors will face serious losses. The general public is requested to raise their awareness of risks, invest rationally and prudently, and prevent losses. At the same time, any clues of illegal crimes that are known to you can be actively reported to the relevant departments.