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A few days ago, I saw a post on the Internet discussing how people who started investing in stocks 20 years ago are doing now. Indeed, it has been a full 20 years since stocks were listed and traded in the late 1990s.
Some people have achieved financial freedom through the stock market, turned their fortunes around, and treated the stock market as their own ATM; some people have spent 20 years in a daze, and have neither lost nor gained, but at the same time have also lost time and youth.
But there is no doubt that these people are lucky. While witnessing the development of the stock market, they have also become the trendsetters of the stock market.
There are others who are even more miserable. They have been in a state of loss for 20 years, but they still hold on to it like believers in the stock market.
In general, people who started investing in stocks 20 years ago either withdrew after making money or withdrew after losing money. There are basically not many people who have persisted until now, and they have long lived a life unrelated to the stock market.
But this does not prevent latecomers from following suit.
Twenty years ago, if someone asked you to invest in stocks, you would definitely be wary and think, what the hell is this? But now it is different. Times are changing. Various investment and financial products are everywhere, and everyone is thinking hard about how to make money.
But people in every era have the mentality of getting rich overnight, and they fantasize about turning a bicycle into a motorcycle, but in the end they lose everything.
Investing is certainly a good thing, but in this day and age, more and more people are starting to make money frantically under the slogan of teaching you how to invest. If you think about it carefully, you will understand that since they know how to invest and make a lot of money, why don’t they just make a fortune quietly but instead teach you.
Are you like me, with nothing else but handsomeness?
A few days ago, I chatted with several readers who lost all their money in the stock market, and found that what they went through were basically the same. Below, I will narrate their experiences from the perspective of eyewitnesses, hoping to give some food for thought to those who want to turn a bicycle into a motorcycle.
Monthly salary of 3000 yuan, teaching people to trade cryptocurrencies
First of all, I have to say that I was trading cryptocurrencies on a financial app called GME, which is similar to futures and gold. I could buy high and low. There were three products, BTC20, BTC50, and BTC100, corresponding to leverages of 20, 50, and 100 times respectively. Within a week, I lost 120,000.
The cause of the incident was this: because of playing stocks, I joined some WeChat groups, and later someone in the group called me and said that they would have some morning and evening reviews of the stock market and intraday analysis and trend predictions, and then pulled me into another group.
In this group, they have a live broadcast room, and different teachers will broadcast live at several time periods every day.
At first I just listened casually because I was bored. The teacher who was conducting the live broadcast sounded like he was in his 40s or 50s. He spoke very humorously and told jokes that I had never heard before. It seemed quite interesting, so I continued listening.
Gradually, I heard them mention the Wolf Warrior Plan, which basically means that they have a plan to cooperate with private equity every month, and students who meet the requirements can participate.
The so-called Wolf Warrior Plan is that students lurk in a stock in advance, and then they put in large funds to do stretching. When the students reach a profit point, they exit one after another, and then private equity money enters the market.
I joined the group in May, so I did not meet the requirements to be selected for the Wolf Warrior Program.
Later, I heard people in the live broadcast room sharing how many points they earned every day, and that they could soon achieve the expected return. Judging from the stock code and trend chart, it was consistent with what they said, with stretches and daily limits. Then I began to be skeptical.
(Those who post profit screenshots are actually all agents)
Then the group said that Wolf Warrior 6 would be launched soon, and students had to attend classes on time to get points. Only when they reached the required points could they be selected for Wolf Warrior 6, so I usually listened to their live broadcasts at work.
One weekend, they held a celebration party and held a lottery in the live broadcast room. The first prize was 88,000, the second prize was 8,888, and the third prize was 888. I missed it because I had something to do at the time, and I don’t know whether the so-called winning was true or not. Anyway, someone in the group said that he won and gave everyone in the group a big red envelope.
During that time, I basically developed the habit of listening to their live broadcasts.
Gradually, the live broadcast room mentioned that the blockchain market has been surging recently. The teacher said that she was playing with blockchain , and someone asked how to play. The teacher said that he was also playing with others. If everyone is interested, they can contact the customer service there to teach everyone how to play.
Then I added the customer service of GME Finance, and he sent me a QR code and asked me to download the APP. After downloading, I still needed to trust the APP, and it could not be searched in the AppStore.
At this point, I was still wary and kept watching the teacher in the live broadcast room lead other students in the operation, but slowly, some students began to share their profit screenshots in the group.
Looking at these profit screenshots, to be honest, I’d be lying if I didn’t feel excited.
Because one thousand dollars is the minimum amount, I recharged one thousand dollars with the mentality of giving it a try. Seeing that the trend chart of the APP was the same as that of Huobi.com, I told myself in my heart that this should not be controlled by them.
I followed the operation twice that night, and the result was that my money doubled. The next day I quickly tried to see if I could withdraw the money to my bank card normally. After confirming, I continued to follow the operation.
But in the end, my position was liquidated, and I was stunned, with no idea why. Afterwards, the teacher told me that it was because of insufficient funds, which was equivalent to half-position operation, which made it very easy to get liquidated. Then I added another 10,000 US dollars, and just as the old master in the live broadcast room instructed, I slowly started to make a small profit.
There are three or four teachers in the live broadcast room. One of them is always very stable, but the other one’s operation will be very volatile. The second time I followed their operation completely, I was liquidated again. Then the third and fourth times, and then I stopped playing.
?I never thought that it was a problem on their side. I just felt that my funds were too limited to control it with a smaller position. I could not afford the big fluctuations, so I stopped following their operations, but I continued to listen to their live broadcasts.
Later, I talked about this with people from another group and found out that my experience was the same as his, we were just in different groups, but the person speaking in different groups was actually the same person.
Those teachers claim that they are a fund called the Common People's Wealth Fund. They usually lead students to trade stocks and make money, and then let the students who make money buy their funds to support them. This sounds like a reasonable motivation for helping you make money. Moreover, when operating stocks or BTC in the live broadcast room, the amount of funds in the teacher's account is indeed large, and it doesn't seem like they are trying to cheat us of our money.
But it wasn't until I was kicked out of the group a few days ago that I realized I had been cheated.
?After I talked with many people later, I found that more and more people had the same experience as me. Many people were tempted like me, and many young people lost all the money they had earned after working for two or three years in one go.
I started playing on June 25th and lost everything on July 2nd. In one week, I lost 120,000. ?
Stock trading? Losing 200,000 in a week
In fact, there are many people who have fallen victim to this type of scam.
Most people are initially pulled into a stock group by strangers. The teachers in the group will analyze the stocks on the market and give live lectures from time to time.
These scammers actually have a team. They play different roles in each group, and sometimes several roles are played by the same person.
I saw the experience of another victim, Mr. Wang, in the forum. At first, because he made a little money from stock trading in the previous few years, he was interested in investment products. He was inexplicably pulled into this kind of group and started listening to other people's lectures in the live broadcast room.
Once in the live broadcast room, the teacher in the group said that the current stock market is not good, and a certain index is easier to trade with the T+0 model, and you can buy whether the price goes up or down. At first he was skeptical, but seeing other students constantly posting their profit screenshots, Mr. Wang couldn't resist the temptation and opened an account with the mentality of giving it a try.
(All are entrusted)
Later, because he believed the words of the so-called instructor, he deposited more than 200,000 yuan. During this period, he made some profits and some losses, but each time he made small profits and big losses, until he lost all the 200,000 yuan in the end.
In the entire GME financial platform scam, there were three teachers, namely Lu Zijing, Li Hong and Wang Lun. These three people talked about blockchain every day in the early stage , and then many students in the group sent screenshots of their profits.
In fact, those students who posted the so-called profit screenshots are their own agents, and their purpose is to attract real players to join.
First of all, they use personal accounts when making deposits, and students will basically make a profit on their first operation. This trick is called hooking, and it also builds trust, making you completely believe that as long as you follow the teachers' operations, you will definitely make money.
Then, every time you make an order, you will find that the software will freeze or even become inoperable. You will not be able to close the position according to the teacher’s instructions. At this time, you will start to lose money or even be forced out of the market due to a margin call.
When you ask the teachers in the group why this situation occurs, they will generally insist that there is no problem with them, and that your own funds are insufficient and cannot withstand fluctuations of thousands of points.
When I visited the official website of GME Finance, I found that they started upgrading the system on July 4, claiming that they had encountered a DDOS attack. In fact, this timing was to prepare for their escape.
As expected, on July 9, the platform announced that it would cease operations.
After discovering that they had been cheated, many people sought legal assistance online.
In fact, the GME financial platform is a completely black platform and a scam.
Through inquiries, I found that it couldn't even find the most basic qualifications. It claimed to be a professional Bitcoin investment platform, and it was packaged in a very realistic way, but in fact it was completely a wolf in sheep's clothing.
Furthermore, the accounts used to deposit funds into the GME platform are all private accounts. Anyone with a discerning eye can see the problem. I don’t know why there are still so many naive people. (The country has regulations on this. The deposits of any index, foreign exchange and other trading platforms must be deposited in a custodian bank.)
The GME platform is actually a virtual disk, which completely takes advantage of the Bitcoin market and creates a fictitious Bitcoin index to defraud investors of their funds. They can change transaction data at will in the background to create the illusion of normal deposits, but in fact, investors' money goes directly into their private accounts.
When the player found something wrong, he logged into the platform again, only to find that his account had been disabled and the funds in it could no longer be withdrawn.
In fact, this type of stock scam is already very common, but there are still people who fall for it. Any platform will just scam a group of people and then run away, then change its name after a while and continue to scam money.
The gameplay is basically the same. By setting the probability of winning and losing, restricting withdrawals, etc., they illegally raise funds and seize other people's property.
The IQ of Chinese people is really touching, especially those who learn stock trading from others.
You can figure out with your toes why a stranger would cry and beg to take you on a money-making project.
If these high-return investments are real, why don't they just make a fortune quietly, but have to do a live broadcast to give you free lessons? It's impossible that they have too much to do.
The teachers you believe in are actually just ordinary office workers who earn three to four thousand yuan a month.
If you want this group of people to teach you how to make money by speculating in cryptocurrencies, I think you will not wake up unless you lose hundreds of thousands of dollars. (Yibenhei)
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